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I'd say save your money and not pay a pro to rate you, just use the guidelines the USTA has (assuming this is USTA). The thing to remember is you can always rate lower and play higher, but not vice versa. I'm not sure what the rules are on ratings on file that are 10 years old, you might not be able to go lower than 3.5, I'm not sure.
Rating at 3.0 would give you more flexibility, I wouldn't go lower than that.